Looking for an easier way to save money? Here’s how to stash the cash with Chip app’s clever auto-save system – and bag an additional 0.17% AER boost.
I’ve spoken about Chip many times (due to my lack of ability to ever put money aside despite my best-laid plans) but with their brand new exclusive £10 welcome bonus, it’s time to talk about this amazing app once more.
Please note, before you run off and immediately download the app for a free tenna (because who wouldn’t?!) be aware that you MUST use the exclusive promo code CHIP-KVN755 to be eligible. Further details to follow!
Now that that’s out of the way, let’s get to it! I have been using Chip for just over three years now and in that time I have managed to auto-save £2,220.11 without even realising it.
I have found this app most beneficial because I have spent pretty much my entire working life saying I’ll put cash aside when I get paid or the day beforehand and I have not done this ONCE. Chip takes the hard work out of the process and does it all for you in a really discreet way. I know it sounds super stupid to say I managed to stash over two grand of money aside without even realizing but that’s exactly what happened – each transaction is so regular and usually so small that I don’t even bat an eyelid when the notification comes up on my phone.
This is how it works.
What is Chip?
Chip is basically an auto-save app that quietly (and regularly) stashes small amounts of cash aside for you in a way that you don’t even realise. Every few days, it puts aside a small amount based on your spending for that week. For example, if you’ve spent a lot of money and you’re skint, only a small amount of money will be put aside. Therefore not leaving you in the lurch. If you’ve been really frugal, more will be moved across! Likewise, it analyses your spending very well. So you don’t stash just a tiny bit and then spend loads of money that you have leftover unnecessarily. It’s actually extremely smart – like auto-save magic!
Within just a month, you’ll have a fair amount of cash moved aside based on your spending. Although do note, this app is entirely safe and you can access this money at any time. You can check the website’s FAQs to be brought up to speed on how legit this app is here.
The bot sends you a notification a few days before a transaction is made, usually alongside some really funny gifs! So you can cancel if you feel like you may still need that money in your main bank account.
There’s a live chat so that if you run into any issues, someone will get back to you quickly. You can pause the app, withdraw your money anytime and even choose your auto-save level between low, medium or high. And it still works if you’re in your overdraft!
You can make your own manual submissions too.
How to Get Your FREE Welcome Bonus
Chip is currently running a limited exclusive promotion where new users can get a 0.17% boost to their interest rate. To do this, click here or use the promo code CHIP-KVN755!
Your exclusive 0.17% AER boost is applied on top of your existing Chip Instant Access interest rate (4.84% variable) for 365 days. All you need to do is enter your email address, join Chip now and deposit £1 or more into an eligible account. Hold your deposit for 1 day to qualify.
Easy peasy.
What will you spend the money on? My poor Chip amount is now down to under £10 as in recent years I have withdrawn the money for Christmas presents, a return flight and spending to Copenhagen and most recently, my house move.
Let me know if you’d like any further information on this awesome deal!
Please note, this page may contain affiliate links, which means I may earn a small commission when you click on the links – at no extra cost to you!
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