I’m all about that side hustle: earning extra cash, burrowing away savings… and then using all that extra/saved cash for travelling/gig tickets/pretty things for the home. I may not have used that money for anything significant in the past, but you can bet your ass that in 2018 I’m getting my sh*t together and saving towards something a bit more grown up like my own flat or actual travelling.
I also want to save more in the new year and to do that, I’ve been researching (and dabbling in!) some alternative ways to earn extra cash. Because we all know how f*cked we are as a generation and even professionals with genuinely good paying jobs struggle with saving to buy their own property and the like. I can’t be arsed getting a second job – ain’t nobody got time for that – and I gave up on Ebay/Vinted/Depop when no one wanted to buy my sh*t. So, like most people my age, I’ve turned towards other means and they’ve actually somewhat worked so far!
Here are some alternative/easier ways to earn extra cash in 2018.
I’ve been using apps on my phone a lot this year so far and they’ve been one of the easiest/best methods to earn/save extra cash. I’ve been using Chip
since mid July – and cannot recommend it enough. I have already saved £189 out of my bank account without even realizing it. Monzo
, on the other hand has helped tons with budgeting – and they’ve recently obtained a banking license. It works sort of like a (bright pink uber cool looking) pre-paid card so, for example, I load on however much I need for parking and petrol so that I’ve got that put aside every month and don’t have to worry about trying to afford it when it reaches the end of the month and I’m skint. I’ve also earned £6.17 with OnePulse
since installing it in the summer. It’s not tons, but it’s free money just by answering a few questions every now and then. You need a £5.00 minimum payout for this app but for instant earnings, try CitizenMe
. Each short survey earns you between 5p and £2.00 and is paid into your Paypal account immediately upon completion. I’ve earned £9.21 so far, but haven’t been using it much in recent months so that’s still a fair bit since the summer. Finally, ReceiptHog
. I haven’t been using it for long – and it’s clear to see you need to gather a lot of receipts to earn enough points to withdraw – but if you’ve got them sitting around or save them from a shopping trip, you might as well scan them in!
This one can take a while to get your head around but as long as you go slowly and follow a guide, you’ll realize how easy it is to win with matched betting – and it’s totally legal. I’m certainly no expert on this and I’m still learning, but a general way to put it is you put two opposite bets on the same game/match etc so that whatever the outcome, you win something. It also relies a lot on new sign up offers with betting websites so that you don’t lose any of your own cash. People have claimed to earn up to an extra £1000 a month through this means. OddsMonkey
is particularly helpful – you pay a small fee – but it offers training videos and essentially does a lot of the work for you so it’s perfect for beginners.
SELLING OLD SMELLY SHOES
This might sound silly, but there’s a whole world out there
when you think about who can benefit from buying your old smelly shoes you no longer wear. Yes, it’s people with foot fetishes. I’ve yet to make a huge lot from this method but being that I’d usually just throw my old shoes away, it’s nice to sell them on even when they’re in terrible condition. Try ebay first – but be careful of what words you actually use to sell your shoes – then look into selling on specific websites or even setting a persona up on Tumblr or a similar site. There are tons of helpful guides online so if you have some old shoes lying around that you want to get rid off, definitely consider selling them for some decent cash instead of just throwing them out.
Bingo is actually really popular these days to people of all ages – both online and offline. People love the thrill they get from winning bingo
and I especially love that I can sit at home and play in the comfort of my own bed. Off course you need to be careful when venturing into online gaming, but as long as you only see it as a bit of fun or an opportunity to win – not earn – a bit
of extra cash, you’re good to go. I tend to only deposit £30 or less every now and then – when I can afford it – and go through it slowly. I also tend to stick to less empty rooms later at night – so there’s less people to play against – and for smaller wins as these all add up in time. Also, I don’t know about anyone else, but I always tend to win with beginners luck!
TREAT YOURSELF AND BE REALISTIC
Finally, you can’t be strict all the time. If you meet your saving goal for a month, treat yourself to something small (whereas I treat myself throughout the month which doesn’t work): this will help motivate you to not spend unnecessarily and will also give you time to think about what’s really worth spending your money on. If you’re saving to pay off debts, do what my brother did. Once you’re done, cut up your credit card, pop it on a nice background and frame it. His cut up credit card now sits proudly on his hallway wall and not only does it look awesome but it’s a great achievement to look at whenever he enters his flat. Hard work needs to be recognised sometimes – good luck!
What do you think? Do you use any of these methods to save money? Let me know!
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